CostIndexUSA

Charleston, WV vs Modesto, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableWV
Charleston
88.7
overall index
$1,000/mo rent
CA
Modesto
104.1
overall index
$2,100/mo rent

Charleston is significantly cheaper than Modesto — 17.4% lower overall cost of living.

To match an $80,000 salary in Charleston, you would need $93,900 in Modesto. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+111.1%
Charleston
51.4
Modesto
108.5
🛒 Groceries+9.2%
Charleston
96.3
Modesto
105.2
🚗 Transportation≈ Equal
Charleston
104.8
Modesto
105.3
🏥 Healthcare≈ Equal
Charleston
94.8
Modesto
95.3
Utilities+66.1%
Charleston
91.7
Modesto
152.3

Salary Equivalency Calculator

Enter your current salary in Charleston to see what you'd need to earn in Modesto to maintain the same purchasing power.

$
Equivalent salary in Modesto, CA
$93,900
$13,900 more needed in Modesto

Formula: salary × (104.1 ÷ 88.7) = salary × 1.1736. Based on BEA Regional Price Parities.

Housing Market

Charleston, WV

Median Home Price
$143,000
Median Monthly Rent
$1,000
Housing Index
51.4
Price-to-Rent Ratio
11.9×

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Modesto has 111.1% higher housing costs compared to Charleston.

Income & Job Market

Charleston, WV

Median Household Income
$55,400
Per Capita Income
$31,600
Unemployment Rate
5.1%
Population
47,068
Top Industries
GovernmentHealthcareEnergyFinanceEducation

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Charleston, WV
4.6×income-to-rent ratio

78% of income left after rent (median)

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.