CostIndexUSA

Champaign, IL vs Mobile, AL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

IL
Champaign
92.7
overall index
$1,275/mo rent
More AffordableAL
Mobile
88.1
overall index
$1,250/mo rent

Mobile is moderately cheaper than Champaign — 5.0% lower overall cost of living.

To match an $80,000 salary in Champaign, you would need $76,000 in Mobile. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing16.1%
Champaign
71.6
Mobile
60.1
🛒 Groceries+3.0%
Champaign
93.6
Mobile
96.4
🚗 Transportation3.0%
Champaign
104.6
Mobile
101.5
🏥 Healthcare2.9%
Champaign
94.6
Mobile
91.9
Utilities7.0%
Champaign
90.5
Mobile
84.2

Salary Equivalency Calculator

Enter your current salary in Champaign to see what you'd need to earn in Mobile to maintain the same purchasing power.

$
Equivalent salary in Mobile, AL
$76,000
$4,000 less needed in Mobile

Formula: salary × (88.1 ÷ 92.7) = salary × 0.9504. Based on BEA Regional Price Parities.

Housing Market

Champaign, IL

Median Home Price
$224,000
Median Monthly Rent
$1,275
Housing Index
71.6
Price-to-Rent Ratio
14.6×

Mobile, AL

Median Home Price
$187,000
Median Monthly Rent
$1,250
Housing Index
60.1
Price-to-Rent Ratio
12.5×

Champaign has 16.1% lower housing costs compared to Mobile.

Income & Job Market

Champaign, IL

Median Household Income
$62,100
Per Capita Income
$35,400
Unemployment Rate
3.4%
Population
88,302
Top Industries
EducationHealthcareTechnologyAgricultureRetail

Mobile, AL

Median Household Income
$55,400
Per Capita Income
$31,600
Unemployment Rate
3.1%
Population
187,041
Top Industries
HealthcareManufacturingLogisticsMilitaryAerospace

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Champaign, IL
4.1×income-to-rent ratio

75% of income left after rent (median)

Mobile, AL
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.