CostIndexUSA

Champaign, IL vs Harrisburg, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Champaign
92.7
overall index
$1,275/mo rent
PA
Harrisburg
98.7
overall index
$1,400/mo rent

Champaign is moderately cheaper than Harrisburg — 6.5% lower overall cost of living.

To match an $80,000 salary in Champaign, you would need $85,200 in Harrisburg. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+34.5%
Champaign
71.6
Harrisburg
96.3
🛒 Groceries+7.6%
Champaign
93.6
Harrisburg
100.7
🚗 Transportation1.9%
Champaign
104.6
Harrisburg
102.6
🏥 Healthcare1.9%
Champaign
94.6
Harrisburg
92.8
Utilities+19.4%
Champaign
90.5
Harrisburg
108.1

Salary Equivalency Calculator

Enter your current salary in Champaign to see what you'd need to earn in Harrisburg to maintain the same purchasing power.

$
Equivalent salary in Harrisburg, PA
$85,200
$5,200 more needed in Harrisburg

Formula: salary × (98.7 ÷ 92.7) = salary × 1.0647. Based on BEA Regional Price Parities.

Housing Market

Champaign, IL

Median Home Price
$224,000
Median Monthly Rent
$1,275
Housing Index
71.6
Price-to-Rent Ratio
14.6×

Harrisburg, PA

Median Home Price
$298,000
Median Monthly Rent
$1,400
Housing Index
96.3
Price-to-Rent Ratio
17.7×

Harrisburg has 34.5% higher housing costs compared to Champaign.

Income & Job Market

Champaign, IL

Median Household Income
$62,100
Per Capita Income
$35,400
Unemployment Rate
3.4%
Population
88,302
Top Industries
EducationHealthcareTechnologyAgricultureRetail

Harrisburg, PA

Median Household Income
$76,800
Per Capita Income
$43,800
Unemployment Rate
3.6%
Population
49,192
Top Industries
GovernmentHealthcareFinanceEducationManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Champaign, IL
4.1×income-to-rent ratio

75% of income left after rent (median)

Harrisburg, PA
4.6×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.