CostIndexUSA

Champaign, IL vs Dallas, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Champaign
92.7
overall index
$1,275/mo rent
TX
Dallas
103.1
overall index
$1,625/mo rent

Champaign is moderately cheaper than Dallas — 11.2% lower overall cost of living.

To match an $80,000 salary in Champaign, you would need $89,000 in Dallas. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+64.7%
Champaign
71.6
Dallas
117.9
🛒 Groceries+9.8%
Champaign
93.6
Dallas
102.8
🚗 Transportation≈ Equal
Champaign
104.6
Dallas
104.7
🏥 Healthcare≈ Equal
Champaign
94.6
Dallas
94.7
Utilities≈ Equal
Champaign
90.5
Dallas
90.7

Salary Equivalency Calculator

Enter your current salary in Champaign to see what you'd need to earn in Dallas to maintain the same purchasing power.

$
Equivalent salary in Dallas, TX
$89,000
$9,000 more needed in Dallas

Formula: salary × (103.1 ÷ 92.7) = salary × 1.1122. Based on BEA Regional Price Parities.

Housing Market

Champaign, IL

Median Home Price
$224,000
Median Monthly Rent
$1,275
Housing Index
71.6
Price-to-Rent Ratio
14.6×

Dallas, TX

Median Home Price
$358,000
Median Monthly Rent
$1,625
Housing Index
117.9
Price-to-Rent Ratio
18.4×

Dallas has 64.7% higher housing costs compared to Champaign.

Income & Job Market

Champaign, IL

Median Household Income
$62,100
Per Capita Income
$35,400
Unemployment Rate
3.4%
Population
88,302
Top Industries
EducationHealthcareTechnologyAgricultureRetail

Dallas, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
1,304,379
Top Industries
FinanceTechnologyHealthcareTelecommunicationsReal Estate

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Champaign, IL
4.1×income-to-rent ratio

75% of income left after rent (median)

Dallas, TX
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.