CostIndexUSA

Cedar Rapids, IA vs Modesto, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Cedar Rapids
89
overall index
$1,100/mo rent
CA
Modesto
104.1
overall index
$2,100/mo rent

Cedar Rapids is significantly cheaper than Modesto — 17.0% lower overall cost of living.

To match an $80,000 salary in Cedar Rapids, you would need $93,600 in Modesto. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+52.0%
Cedar Rapids
71.4
Modesto
108.5
🛒 Groceries+12.3%
Cedar Rapids
93.7
Modesto
105.2
🚗 Transportation+7.9%
Cedar Rapids
97.6
Modesto
105.3
🏥 Healthcare+7.9%
Cedar Rapids
88.3
Modesto
95.3
Utilities+81.3%
Cedar Rapids
84
Modesto
152.3

Salary Equivalency Calculator

Enter your current salary in Cedar Rapids to see what you'd need to earn in Modesto to maintain the same purchasing power.

$
Equivalent salary in Modesto, CA
$93,600
$13,600 more needed in Modesto

Formula: salary × (104.1 ÷ 89) = salary × 1.1697. Based on BEA Regional Price Parities.

Housing Market

Cedar Rapids, IA

Median Home Price
$230,000
Median Monthly Rent
$1,100
Housing Index
71.4
Price-to-Rent Ratio
17.4×

Modesto, CA

Median Home Price
$457,000
Median Monthly Rent
$2,100
Housing Index
108.5
Price-to-Rent Ratio
18.1×

Modesto has 52.0% higher housing costs compared to Cedar Rapids.

Income & Job Market

Cedar Rapids, IA

Median Household Income
$73,600
Per Capita Income
$42,000
Unemployment Rate
2.9%
Population
133,562
Top Industries
ManufacturingHealthcareFinanceTechnologyAgriculture

Modesto, CA

Median Household Income
$82,800
Per Capita Income
$47,200
Unemployment Rate
6.6%
Population
218,464
Top Industries
AgricultureHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cedar Rapids, IA
5.6×income-to-rent ratio

82% of income left after rent (median)

Modesto, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.