CostIndexUSA

Cedar Rapids, IA vs Garland, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Cedar Rapids
89
overall index
$1,100/mo rent
TX
Garland
103.1
overall index
$1,775/mo rent

Cedar Rapids is significantly cheaper than Garland — 15.8% lower overall cost of living.

To match an $80,000 salary in Cedar Rapids, you would need $92,700 in Garland. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+65.1%
Cedar Rapids
71.4
Garland
117.9
🛒 Groceries+9.7%
Cedar Rapids
93.7
Garland
102.8
🚗 Transportation+7.3%
Cedar Rapids
97.6
Garland
104.7
🏥 Healthcare+7.2%
Cedar Rapids
88.3
Garland
94.7
Utilities+8.0%
Cedar Rapids
84
Garland
90.7

Salary Equivalency Calculator

Enter your current salary in Cedar Rapids to see what you'd need to earn in Garland to maintain the same purchasing power.

$
Equivalent salary in Garland, TX
$92,700
$12,700 more needed in Garland

Formula: salary × (103.1 ÷ 89) = salary × 1.1584. Based on BEA Regional Price Parities.

Housing Market

Cedar Rapids, IA

Median Home Price
$230,000
Median Monthly Rent
$1,100
Housing Index
71.4
Price-to-Rent Ratio
17.4×

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Garland has 65.1% higher housing costs compared to Cedar Rapids.

Income & Job Market

Cedar Rapids, IA

Median Household Income
$73,600
Per Capita Income
$42,000
Unemployment Rate
2.9%
Population
133,562
Top Industries
ManufacturingHealthcareFinanceTechnologyAgriculture

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cedar Rapids, IA
5.6×income-to-rent ratio

82% of income left after rent (median)

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.