CostIndexUSA

Cape Coral, FL vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Cape Coral
102.3
overall index
$1,825/mo rent
MN
St. Paul
104.8
overall index
$1,675/mo rent

Cape Coral is slightly cheaper than St. Paul — 2.4% lower overall cost of living.

To match an $80,000 salary in Cape Coral, you would need $82,000 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing10.6%
Cape Coral
125.1
St. Paul
111.8
🛒 Groceries+7.2%
Cape Coral
96.2
St. Paul
103.1
🚗 Transportation+5.6%
Cape Coral
103.8
St. Paul
109.6
🏥 Healthcare+5.6%
Cape Coral
93.9
St. Paul
99.2
Utilities+7.6%
Cape Coral
86.9
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in Cape Coral to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$82,000
$2,000 more needed in St. Paul

Formula: salary × (104.8 ÷ 102.3) = salary × 1.0244. Based on BEA Regional Price Parities.

Housing Market

Cape Coral, FL

Median Home Price
$337,000
Median Monthly Rent
$1,825
Housing Index
125.1
Price-to-Rent Ratio
15.4×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

Cape Coral has 10.6% lower housing costs compared to St. Paul.

Income & Job Market

Cape Coral, FL

Median Household Income
$71,500
Per Capita Income
$40,800
Unemployment Rate
3.7%
Population
194,016
Top Industries
HealthcareRetailConstructionTourismFinance

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cape Coral, FL
3.3×income-to-rent ratio

69% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.