CostIndexUSA

Cape Coral, FL vs Lancaster, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Cape Coral
102.3
overall index
$1,825/mo rent
More AffordablePA
Lancaster
98.3
overall index
$1,500/mo rent

Lancaster is slightly cheaper than Cape Coral — 3.9% lower overall cost of living.

To match an $80,000 salary in Cape Coral, you would need $76,900 in Lancaster. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing25.0%
Cape Coral
125.1
Lancaster
93.8
🛒 Groceries+4.7%
Cape Coral
96.2
Lancaster
100.7
🚗 Transportation1.2%
Cape Coral
103.8
Lancaster
102.6
🏥 Healthcare1.2%
Cape Coral
93.9
Lancaster
92.8
Utilities+23.5%
Cape Coral
86.9
Lancaster
107.3

Salary Equivalency Calculator

Enter your current salary in Cape Coral to see what you'd need to earn in Lancaster to maintain the same purchasing power.

$
Equivalent salary in Lancaster, PA
$76,900
$3,100 less needed in Lancaster

Formula: salary × (98.3 ÷ 102.3) = salary × 0.9609. Based on BEA Regional Price Parities.

Housing Market

Cape Coral, FL

Median Home Price
$337,000
Median Monthly Rent
$1,825
Housing Index
125.1
Price-to-Rent Ratio
15.4×

Lancaster, PA

Median Home Price
$372,000
Median Monthly Rent
$1,500
Housing Index
93.8
Price-to-Rent Ratio
20.7×

Cape Coral has 25.0% lower housing costs compared to Lancaster.

Income & Job Market

Cape Coral, FL

Median Household Income
$71,500
Per Capita Income
$40,800
Unemployment Rate
3.7%
Population
194,016
Top Industries
HealthcareRetailConstructionTourismFinance

Lancaster, PA

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
3.2%
Population
59,322
Top Industries
HealthcareManufacturingRetailTourismAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cape Coral, FL
3.3×income-to-rent ratio

69% of income left after rent (median)

Lancaster, PA
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.