CostIndexUSA

Cape Coral, FL vs Chattanooga, TN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Cape Coral
102.3
overall index
$1,825/mo rent
More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent

Chattanooga is moderately cheaper than Cape Coral — 10.6% lower overall cost of living.

To match an $80,000 salary in Cape Coral, you would need $71,600 in Chattanooga. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing38.8%
Cape Coral
125.1
Chattanooga
76.6
🛒 Groceries≈ Equal
Cape Coral
96.2
Chattanooga
96
🚗 Transportation3.6%
Cape Coral
103.8
Chattanooga
100.1
🏥 Healthcare3.6%
Cape Coral
93.9
Chattanooga
90.5
Utilities14.6%
Cape Coral
86.9
Chattanooga
74.2

Salary Equivalency Calculator

Enter your current salary in Cape Coral to see what you'd need to earn in Chattanooga to maintain the same purchasing power.

$
Equivalent salary in Chattanooga, TN
$71,600
$8,400 less needed in Chattanooga

Formula: salary × (91.5 ÷ 102.3) = salary × 0.8944. Based on BEA Regional Price Parities.

Housing Market

Cape Coral, FL

Median Home Price
$337,000
Median Monthly Rent
$1,825
Housing Index
125.1
Price-to-Rent Ratio
15.4×

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Cape Coral has 38.8% lower housing costs compared to Chattanooga.

Income & Job Market

Cape Coral, FL

Median Household Income
$71,500
Per Capita Income
$40,800
Unemployment Rate
3.7%
Population
194,016
Top Industries
HealthcareRetailConstructionTourismFinance

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cape Coral, FL
3.3×income-to-rent ratio

69% of income left after rent (median)

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.