CostIndexUSA

Buffalo, NY vs Tampa, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNY
Buffalo
95.8
overall index
$1,375/mo rent
FL
Tampa
100.9
overall index
$1,975/mo rent

Buffalo is moderately cheaper than Tampa — 5.3% lower overall cost of living.

To match an $80,000 salary in Buffalo, you would need $84,300 in Tampa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+55.3%
Buffalo
81
Tampa
125.8
🛒 Groceries4.2%
Buffalo
99.7
Tampa
95.5
🚗 Transportation≈ Equal
Buffalo
102.6
Tampa
102.4
🏥 Healthcare≈ Equal
Buffalo
92.9
Tampa
92.7
Utilities31.7%
Buffalo
129.5
Tampa
88.5

Salary Equivalency Calculator

Enter your current salary in Buffalo to see what you'd need to earn in Tampa to maintain the same purchasing power.

$
Equivalent salary in Tampa, FL
$84,300
$4,300 more needed in Tampa

Formula: salary × (100.9 ÷ 95.8) = salary × 1.0532. Based on BEA Regional Price Parities.

Housing Market

Buffalo, NY

Median Home Price
$269,000
Median Monthly Rent
$1,375
Housing Index
81
Price-to-Rent Ratio
16.3×

Tampa, FL

Median Home Price
$352,000
Median Monthly Rent
$1,975
Housing Index
125.8
Price-to-Rent Ratio
14.9×

Tampa has 55.3% higher housing costs compared to Buffalo.

Income & Job Market

Buffalo, NY

Median Household Income
$69,900
Per Capita Income
$39,800
Unemployment Rate
3.6%
Population
261,025
Top Industries
HealthcareEducationManufacturingFinanceGovernment

Tampa, FL

Median Household Income
$72,700
Per Capita Income
$41,400
Unemployment Rate
4.1%
Population
399,700
Top Industries
FinanceHealthcareTourismTechnologyLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Buffalo, NY
4.2×income-to-rent ratio

76% of income left after rent (median)

Tampa, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.