CostIndexUSA

Buffalo, NY vs Rockford, IL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NY
Buffalo
95.8
overall index
$1,375/mo rent
More AffordableIL
Rockford
92.2
overall index
$1,200/mo rent

Rockford is slightly cheaper than Buffalo — 3.8% lower overall cost of living.

To match an $80,000 salary in Buffalo, you would need $77,000 in Rockford. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing13.5%
Buffalo
81
Rockford
70.1
🛒 Groceries6.1%
Buffalo
99.7
Rockford
93.6
🚗 Transportation+1.9%
Buffalo
102.6
Rockford
104.6
🏥 Healthcare+1.8%
Buffalo
92.9
Rockford
94.6
Utilities31.0%
Buffalo
129.5
Rockford
89.4

Salary Equivalency Calculator

Enter your current salary in Buffalo to see what you'd need to earn in Rockford to maintain the same purchasing power.

$
Equivalent salary in Rockford, IL
$77,000
$3,000 less needed in Rockford

Formula: salary × (92.2 ÷ 95.8) = salary × 0.9624. Based on BEA Regional Price Parities.

Housing Market

Buffalo, NY

Median Home Price
$269,000
Median Monthly Rent
$1,375
Housing Index
81
Price-to-Rent Ratio
16.3×

Rockford, IL

Median Home Price
$206,000
Median Monthly Rent
$1,200
Housing Index
70.1
Price-to-Rent Ratio
14.3×

Buffalo has 13.5% lower housing costs compared to Rockford.

Income & Job Market

Buffalo, NY

Median Household Income
$69,900
Per Capita Income
$39,800
Unemployment Rate
3.6%
Population
261,025
Top Industries
HealthcareEducationManufacturingFinanceGovernment

Rockford, IL

Median Household Income
$67,000
Per Capita Income
$38,200
Unemployment Rate
5.8%
Population
148,123
Top Industries
ManufacturingHealthcareFinanceRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Buffalo, NY
4.2×income-to-rent ratio

76% of income left after rent (median)

Rockford, IL
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.