CostIndexUSA

Buffalo, NY vs McAllen, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NY
Buffalo
95.8
overall index
$1,375/mo rent
More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent

McAllen is moderately cheaper than Buffalo — 10.3% lower overall cost of living.

To match an $80,000 salary in Buffalo, you would need $71,700 in McAllen. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing31.0%
Buffalo
81
McAllen
55.9
🛒 Groceries5.9%
Buffalo
99.7
McAllen
93.8
🚗 Transportation1.5%
Buffalo
102.6
McAllen
101.1
🏥 Healthcare1.6%
Buffalo
92.9
McAllen
91.4
Utilities37.3%
Buffalo
129.5
McAllen
81.2

Salary Equivalency Calculator

Enter your current salary in Buffalo to see what you'd need to earn in McAllen to maintain the same purchasing power.

$
Equivalent salary in McAllen, TX
$71,700
$8,300 less needed in McAllen

Formula: salary × (85.9 ÷ 95.8) = salary × 0.8967. Based on BEA Regional Price Parities.

Housing Market

Buffalo, NY

Median Home Price
$269,000
Median Monthly Rent
$1,375
Housing Index
81
Price-to-Rent Ratio
16.3×

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Buffalo has 31.0% lower housing costs compared to McAllen.

Income & Job Market

Buffalo, NY

Median Household Income
$69,900
Per Capita Income
$39,800
Unemployment Rate
3.6%
Population
261,025
Top Industries
HealthcareEducationManufacturingFinanceGovernment

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Buffalo, NY
4.2×income-to-rent ratio

76% of income left after rent (median)

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.