CostIndexUSA

Brownsville, TX vs Panama City, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Brownsville
86
overall index
$1,425/mo rent
FL
Panama City
97.3
overall index
$1,700/mo rent

Brownsville is moderately cheaper than Panama City — 13.1% lower overall cost of living.

To match an $80,000 salary in Brownsville, you would need $90,500 in Panama City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+67.1%
Brownsville
57.7
Panama City
96.4
🛒 Groceries+2.6%
Brownsville
93.8
Panama City
96.2
🚗 Transportation+2.7%
Brownsville
101.1
Panama City
103.8
🏥 Healthcare+2.7%
Brownsville
91.4
Panama City
93.9
Utilities+8.5%
Brownsville
81.2
Panama City
88.1

Salary Equivalency Calculator

Enter your current salary in Brownsville to see what you'd need to earn in Panama City to maintain the same purchasing power.

$
Equivalent salary in Panama City, FL
$90,500
$10,500 more needed in Panama City

Formula: salary × (97.3 ÷ 86) = salary × 1.1314. Based on BEA Regional Price Parities.

Housing Market

Brownsville, TX

Median Home Price
$200,000
Median Monthly Rent
$1,425
Housing Index
57.7
Price-to-Rent Ratio
11.7×

Panama City, FL

Median Home Price
$337,000
Median Monthly Rent
$1,700
Housing Index
96.4
Price-to-Rent Ratio
16.5×

Panama City has 67.1% higher housing costs compared to Brownsville.

Income & Job Market

Brownsville, TX

Median Household Income
$52,200
Per Capita Income
$29,800
Unemployment Rate
5.6%
Population
183,392
Top Industries
International TradeHealthcareGovernmentManufacturingEducation

Panama City, FL

Median Household Income
$69,700
Per Capita Income
$39,700
Unemployment Rate
3%
Population
36,877
Top Industries
MilitaryTourismHealthcareManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Brownsville, TX
3.1×income-to-rent ratio

67% of income left after rent (median)

Panama City, FL
3.4×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.