CostIndexUSA

Boulder, CO vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Boulder
105.2
overall index
$2,250/mo rent
More AffordableFL
Pensacola
97.7
overall index
$1,700/mo rent

Pensacola is moderately cheaper than Boulder — 7.1% lower overall cost of living.

To match an $80,000 salary in Boulder, you would need $74,300 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing37.1%
Boulder
157
Pensacola
98.8
🛒 Groceries≈ Equal
Boulder
96.1
Pensacola
96.2
🚗 Transportation1.0%
Boulder
104.8
Pensacola
103.8
🏥 Healthcare0.9%
Boulder
94.8
Pensacola
93.9
Utilities+7.0%
Boulder
82.7
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Boulder to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$74,300
$5,700 less needed in Pensacola

Formula: salary × (97.7 ÷ 105.2) = salary × 0.9287. Based on BEA Regional Price Parities.

Housing Market

Boulder, CO

Median Home Price
$702,000
Median Monthly Rent
$2,250
Housing Index
157
Price-to-Rent Ratio
26.0×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Boulder has 37.1% lower housing costs compared to Pensacola.

Income & Job Market

Boulder, CO

Median Household Income
$95,400
Per Capita Income
$54,400
Unemployment Rate
4.7%
Population
105,112
Top Industries
TechnologyEducationResearchHealthcareOutdoor Recreation

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Boulder, CO
3.5×income-to-rent ratio

72% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.