CostIndexUSA

Bloomington, IN vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
Bloomington
95.1
overall index
$1,550/mo rent
MN
St. Paul
104.8
overall index
$1,675/mo rent

Bloomington is moderately cheaper than St. Paul — 10.2% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $88,200 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+30.6%
Bloomington
85.6
St. Paul
111.8
🛒 Groceries+9.3%
Bloomington
94.3
St. Paul
103.1
🚗 Transportation+5.3%
Bloomington
104.1
St. Paul
109.6
🏥 Healthcare+5.3%
Bloomington
94.2
St. Paul
99.2
Utilities+8.1%
Bloomington
86.5
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$88,200
$8,200 more needed in St. Paul

Formula: salary × (104.8 ÷ 95.1) = salary × 1.1020. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IN

Median Home Price
$288,000
Median Monthly Rent
$1,550
Housing Index
85.6
Price-to-Rent Ratio
15.5×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

St. Paul has 30.6% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IN

Median Household Income
$58,700
Per Capita Income
$33,500
Unemployment Rate
4.4%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IN
3.2×income-to-rent ratio

68% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.