CostIndexUSA

Bloomington, IN vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostIN
Bloomington
95.1
overall index
$1,550/mo rent
FL
Ocala
95.2
overall index
$1,600/mo rent

Bloomington and Ocala have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+0.7%
Bloomington
85.6
Ocala
86.2
🛒 Groceries+2.0%
Bloomington
94.3
Ocala
96.2
🚗 Transportation≈ Equal
Bloomington
104.1
Ocala
103.8
🏥 Healthcare≈ Equal
Bloomington
94.2
Ocala
93.9
Utilities+0.7%
Bloomington
86.5
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$80,100
$100 more needed in Ocala

Formula: salary × (95.2 ÷ 95.1) = salary × 1.0011. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IN

Median Home Price
$288,000
Median Monthly Rent
$1,550
Housing Index
85.6
Price-to-Rent Ratio
15.5×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Ocala has 0.7% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IN

Median Household Income
$58,700
Per Capita Income
$33,500
Unemployment Rate
4.4%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IN
3.2×income-to-rent ratio

68% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.