CostIndexUSA

Bloomington, IN vs Lancaster, PA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
Bloomington
95.1
overall index
$1,550/mo rent
PA
Lancaster
98.3
overall index
$1,500/mo rent

Bloomington is slightly cheaper than Lancaster — 3.4% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $82,700 in Lancaster. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+9.6%
Bloomington
85.6
Lancaster
93.8
🛒 Groceries+6.8%
Bloomington
94.3
Lancaster
100.7
🚗 Transportation1.4%
Bloomington
104.1
Lancaster
102.6
🏥 Healthcare1.5%
Bloomington
94.2
Lancaster
92.8
Utilities+24.0%
Bloomington
86.5
Lancaster
107.3

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Lancaster to maintain the same purchasing power.

$
Equivalent salary in Lancaster, PA
$82,700
$2,700 more needed in Lancaster

Formula: salary × (98.3 ÷ 95.1) = salary × 1.0336. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IN

Median Home Price
$288,000
Median Monthly Rent
$1,550
Housing Index
85.6
Price-to-Rent Ratio
15.5×

Lancaster, PA

Median Home Price
$372,000
Median Monthly Rent
$1,500
Housing Index
93.8
Price-to-Rent Ratio
20.7×

Lancaster has 9.6% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IN

Median Household Income
$58,700
Per Capita Income
$33,500
Unemployment Rate
4.4%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

Lancaster, PA

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
3.2%
Population
59,322
Top Industries
HealthcareManufacturingRetailTourismAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IN
3.2×income-to-rent ratio

68% of income left after rent (median)

Lancaster, PA
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.