CostIndexUSA

Bloomington, IN vs Garland, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
Bloomington
95.1
overall index
$1,550/mo rent
TX
Garland
103.1
overall index
$1,775/mo rent

Bloomington is moderately cheaper than Garland — 8.4% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $86,700 in Garland. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+37.7%
Bloomington
85.6
Garland
117.9
🛒 Groceries+9.0%
Bloomington
94.3
Garland
102.8
🚗 Transportation+0.6%
Bloomington
104.1
Garland
104.7
🏥 Healthcare≈ Equal
Bloomington
94.2
Garland
94.7
Utilities+4.9%
Bloomington
86.5
Garland
90.7

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Garland to maintain the same purchasing power.

$
Equivalent salary in Garland, TX
$86,700
$6,700 more needed in Garland

Formula: salary × (103.1 ÷ 95.1) = salary × 1.0841. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IN

Median Home Price
$288,000
Median Monthly Rent
$1,550
Housing Index
85.6
Price-to-Rent Ratio
15.5×

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Garland has 37.7% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IN

Median Household Income
$58,700
Per Capita Income
$33,500
Unemployment Rate
4.4%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IN
3.2×income-to-rent ratio

68% of income left after rent (median)

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.