CostIndexUSA

Bloomington, IN vs Fremont, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIN
Bloomington
95.1
overall index
$1,550/mo rent
CA
Fremont
115.6
overall index
$3,075/mo rent

Bloomington is significantly cheaper than Fremont — 21.6% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $97,200 in Fremont. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+127.5%
Bloomington
85.6
Fremont
194.7
🛒 Groceries+15.1%
Bloomington
94.3
Fremont
108.5
🚗 Transportation+7.1%
Bloomington
104.1
Fremont
111.5
🏥 Healthcare+7.1%
Bloomington
94.2
Fremont
100.9
Utilities+99.5%
Bloomington
86.5
Fremont
172.6

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Fremont to maintain the same purchasing power.

$
Equivalent salary in Fremont, CA
$97,200
$17,200 more needed in Fremont

Formula: salary × (115.6 ÷ 95.1) = salary × 1.2156. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IN

Median Home Price
$288,000
Median Monthly Rent
$1,550
Housing Index
85.6
Price-to-Rent Ratio
15.5×

Fremont, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Fremont has 127.5% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IN

Median Household Income
$58,700
Per Capita Income
$33,500
Unemployment Rate
4.4%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

Fremont, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
230,504
Top Industries
TechnologyManufacturingHealthcareRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IN
3.2×income-to-rent ratio

68% of income left after rent (median)

Fremont, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.