CostIndexUSA

Bloomington, IN vs Cincinnati, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostIN
Bloomington
95.1
overall index
$1,550/mo rent
OH
Cincinnati
95.4
overall index
$1,525/mo rent

Bloomington and Cincinnati have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+2.3%
Bloomington
85.6
Cincinnati
87.6
🛒 Groceries≈ Equal
Bloomington
94.3
Cincinnati
93.8
🚗 Transportation≈ Equal
Bloomington
104.1
Cincinnati
104
🏥 Healthcare≈ Equal
Bloomington
94.2
Cincinnati
94.1
Utilities+5.2%
Bloomington
86.5
Cincinnati
91

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Cincinnati to maintain the same purchasing power.

$
Equivalent salary in Cincinnati, OH
$80,300
$300 more needed in Cincinnati

Formula: salary × (95.4 ÷ 95.1) = salary × 1.0032. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IN

Median Home Price
$288,000
Median Monthly Rent
$1,550
Housing Index
85.6
Price-to-Rent Ratio
15.5×

Cincinnati, OH

Median Home Price
$296,000
Median Monthly Rent
$1,525
Housing Index
87.6
Price-to-Rent Ratio
16.2×

Cincinnati has 2.3% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IN

Median Household Income
$58,700
Per Capita Income
$33,500
Unemployment Rate
4.4%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

Cincinnati, OH

Median Household Income
$77,800
Per Capita Income
$44,300
Unemployment Rate
3.6%
Population
309,317
Top Industries
FinanceManufacturingHealthcareRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IN
3.2×income-to-rent ratio

68% of income left after rent (median)

Cincinnati, OH
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.