CostIndexUSA

Bloomington, IL vs Louisville, KY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostIL
Bloomington
93.5
overall index
$1,275/mo rent
KY
Louisville
93.1
overall index
$1,350/mo rent

Bloomington and Louisville have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+5.2%
Bloomington
74.7
Louisville
78.6
🛒 Groceries+2.8%
Bloomington
93.6
Louisville
96.2
🚗 Transportation2.9%
Bloomington
104.6
Louisville
101.6
🏥 Healthcare2.7%
Bloomington
94.6
Louisville
92
Utilities16.3%
Bloomington
89.6
Louisville
75

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Louisville to maintain the same purchasing power.

$
Equivalent salary in Louisville, KY
$79,700
$300 less needed in Louisville

Formula: salary × (93.1 ÷ 93.5) = salary × 0.9957. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IL

Median Home Price
$246,000
Median Monthly Rent
$1,275
Housing Index
74.7
Price-to-Rent Ratio
16.1×

Louisville, KY

Median Home Price
$270,000
Median Monthly Rent
$1,350
Housing Index
78.6
Price-to-Rent Ratio
16.7×

Louisville has 5.2% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IL

Median Household Income
$77,200
Per Capita Income
$44,000
Unemployment Rate
2.6%
Population
78,902
Top Industries
FinanceInsuranceEducationHealthcareManufacturing

Louisville, KY

Median Household Income
$68,900
Per Capita Income
$39,300
Unemployment Rate
4%
Population
633,045
Top Industries
HealthcareManufacturingLogisticsEducationAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IL
5.0×income-to-rent ratio

80% of income left after rent (median)

Louisville, KY
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.