CostIndexUSA

Bismarck, ND vs Santa Rosa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableND
Bismarck
91
overall index
$1,300/mo rent
CA
Santa Rosa
107.8
overall index
$2,600/mo rent

Bismarck is significantly cheaper than Santa Rosa — 18.5% lower overall cost of living.

To match an $80,000 salary in Bismarck, you would need $94,800 in Santa Rosa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+66.2%
Bismarck
84
Santa Rosa
139.6
🛒 Groceries+9.9%
Bismarck
95.7
Santa Rosa
105.2
🚗 Transportation+10.0%
Bismarck
95.7
Santa Rosa
105.3
🏥 Healthcare+10.0%
Bismarck
86.6
Santa Rosa
95.3
Utilities+106.4%
Bismarck
75
Santa Rosa
154.8

Salary Equivalency Calculator

Enter your current salary in Bismarck to see what you'd need to earn in Santa Rosa to maintain the same purchasing power.

$
Equivalent salary in Santa Rosa, CA
$94,800
$14,800 more needed in Santa Rosa

Formula: salary × (107.8 ÷ 91) = salary × 1.1846. Based on BEA Regional Price Parities.

Housing Market

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

Santa Rosa, CA

Median Home Price
$770,000
Median Monthly Rent
$2,600
Housing Index
139.6
Price-to-Rent Ratio
24.7×

Santa Rosa has 66.2% higher housing costs compared to Bismarck.

Income & Job Market

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

Santa Rosa, CA

Median Household Income
$100,700
Per Capita Income
$57,400
Unemployment Rate
4%
Population
178,127
Top Industries
HealthcareAgricultureTourismTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

Santa Rosa, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.