CostIndexUSA

Bismarck, ND vs San Luis Obispo, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableND
Bismarck
91
overall index
$1,300/mo rent
CA
San Luis Obispo
108.6
overall index
$3,000/mo rent

Bismarck is significantly cheaper than San Luis Obispo — 19.3% lower overall cost of living.

To match an $80,000 salary in Bismarck, you would need $95,500 in San Luis Obispo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+71.9%
Bismarck
84
San Luis Obispo
144.4
🛒 Groceries+9.9%
Bismarck
95.7
San Luis Obispo
105.2
🚗 Transportation+10.0%
Bismarck
95.7
San Luis Obispo
105.3
🏥 Healthcare+10.0%
Bismarck
86.6
San Luis Obispo
95.3
Utilities+97.1%
Bismarck
75
San Luis Obispo
147.8

Salary Equivalency Calculator

Enter your current salary in Bismarck to see what you'd need to earn in San Luis Obispo to maintain the same purchasing power.

$
Equivalent salary in San Luis Obispo, CA
$95,500
$15,500 more needed in San Luis Obispo

Formula: salary × (108.6 ÷ 91) = salary × 1.1934. Based on BEA Regional Price Parities.

Housing Market

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

San Luis Obispo, CA

Median Home Price
$880,000
Median Monthly Rent
$3,000
Housing Index
144.4
Price-to-Rent Ratio
24.4×

San Luis Obispo has 71.9% higher housing costs compared to Bismarck.

Income & Job Market

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

San Luis Obispo, CA

Median Household Income
$90,700
Per Capita Income
$51,700
Unemployment Rate
4.4%
Population
47,536
Top Industries
EducationTourismAgricultureHealthcareTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

San Luis Obispo, CA
2.5×income-to-rent ratio

60% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.