CostIndexUSA

Bismarck, ND vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableND
Bismarck
91
overall index
$1,300/mo rent
FL
Pensacola
97.7
overall index
$1,700/mo rent

Bismarck is moderately cheaper than Pensacola — 7.4% lower overall cost of living.

To match an $80,000 salary in Bismarck, you would need $85,900 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+17.6%
Bismarck
84
Pensacola
98.8
🛒 Groceries≈ Equal
Bismarck
95.7
Pensacola
96.2
🚗 Transportation+8.5%
Bismarck
95.7
Pensacola
103.8
🏥 Healthcare+8.4%
Bismarck
86.6
Pensacola
93.9
Utilities+18.0%
Bismarck
75
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Bismarck to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$85,900
$5,900 more needed in Pensacola

Formula: salary × (97.7 ÷ 91) = salary × 1.0736. Based on BEA Regional Price Parities.

Housing Market

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Pensacola has 17.6% higher housing costs compared to Bismarck.

Income & Job Market

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.