CostIndexUSA

Bismarck, ND vs Lincoln, NE Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableND
Bismarck
91
overall index
$1,300/mo rent
NE
Lincoln
91.6
overall index
$1,275/mo rent

Bismarck is slightly cheaper than Lincoln — 0.7% lower overall cost of living.

To match an $80,000 salary in Bismarck, you would need $80,500 in Lincoln. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing≈ Equal
Bismarck
84
Lincoln
84.2
🛒 Groceries1.7%
Bismarck
95.7
Lincoln
94.1
🚗 Transportation+2.0%
Bismarck
95.7
Lincoln
97.6
🏥 Healthcare+2.0%
Bismarck
86.6
Lincoln
88.3
Utilities+2.4%
Bismarck
75
Lincoln
76.8

Salary Equivalency Calculator

Enter your current salary in Bismarck to see what you'd need to earn in Lincoln to maintain the same purchasing power.

$
Equivalent salary in Lincoln, NE
$80,500
$500 more needed in Lincoln

Formula: salary × (91.6 ÷ 91) = salary × 1.0066. Based on BEA Regional Price Parities.

Housing Market

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

Lincoln, NE

Median Home Price
$289,000
Median Monthly Rent
$1,275
Housing Index
84.2
Price-to-Rent Ratio
18.9×

Income & Job Market

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

Lincoln, NE

Median Household Income
$71,200
Per Capita Income
$40,600
Unemployment Rate
2.7%
Population
289,102
Top Industries
EducationHealthcareGovernmentFinanceManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

Lincoln, NE
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.