CostIndexUSA

Bismarck, ND vs Kahului, HI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableND
Bismarck
91
overall index
$1,300/mo rent
HI
Kahului
109.4
overall index
$3,525/mo rent

Bismarck is significantly cheaper than Kahului — 20.2% lower overall cost of living.

To match an $80,000 salary in Bismarck, you would need $96,200 in Kahului. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+41.9%
Bismarck
84
Kahului
119.2
🛒 Groceries+16.6%
Bismarck
95.7
Kahului
111.6
🚗 Transportation+12.9%
Bismarck
95.7
Kahului
108
🏥 Healthcare+12.9%
Bismarck
86.6
Kahului
97.8
Utilities+154.1%
Bismarck
75
Kahului
190.6

Salary Equivalency Calculator

Enter your current salary in Bismarck to see what you'd need to earn in Kahului to maintain the same purchasing power.

$
Equivalent salary in Kahului, HI
$96,200
$16,200 more needed in Kahului

Formula: salary × (109.4 ÷ 91) = salary × 1.2022. Based on BEA Regional Price Parities.

Housing Market

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

Kahului, HI

Median Home Price
$989,000
Median Monthly Rent
$3,525
Housing Index
119.2
Price-to-Rent Ratio
23.4×

Kahului has 41.9% higher housing costs compared to Bismarck.

Income & Job Market

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

Kahului, HI

Median Household Income
$83,700
Per Capita Income
$47,700
Unemployment Rate
3%
Population
26,337
Top Industries
TourismHealthcareRetailAgricultureGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

Kahului, HI
2.0×income-to-rent ratio

49% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.