CostIndexUSA

Bismarck, ND vs Fort Smith, AR Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

ND
Bismarck
91
overall index
$1,300/mo rent
More AffordableAR
Fort Smith
85.9
overall index
$1,025/mo rent

Fort Smith is moderately cheaper than Bismarck — 5.6% lower overall cost of living.

To match an $80,000 salary in Bismarck, you would need $75,500 in Fort Smith. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing36.4%
Bismarck
84
Fort Smith
53.4
🛒 Groceries2.2%
Bismarck
95.7
Fort Smith
93.6
🚗 Transportation+4.6%
Bismarck
95.7
Fort Smith
100.1
🏥 Healthcare+4.6%
Bismarck
86.6
Fort Smith
90.6
Utilities1.6%
Bismarck
75
Fort Smith
73.8

Salary Equivalency Calculator

Enter your current salary in Bismarck to see what you'd need to earn in Fort Smith to maintain the same purchasing power.

$
Equivalent salary in Fort Smith, AR
$75,500
$4,500 less needed in Fort Smith

Formula: salary × (85.9 ÷ 91) = salary × 0.9440. Based on BEA Regional Price Parities.

Housing Market

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

Fort Smith, AR

Median Home Price
$195,000
Median Monthly Rent
$1,025
Housing Index
53.4
Price-to-Rent Ratio
15.9×

Bismarck has 36.4% lower housing costs compared to Fort Smith.

Income & Job Market

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

Fort Smith, AR

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
3.8%
Population
88,037
Top Industries
ManufacturingHealthcareRetailGovernmentFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

Fort Smith, AR
4.8×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.