CostIndexUSA

Bismarck, ND vs Charlotte, NC Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableND
Bismarck
91
overall index
$1,300/mo rent
NC
Charlotte
97.3
overall index
$1,700/mo rent

Bismarck is moderately cheaper than Charlotte — 6.9% lower overall cost of living.

To match an $80,000 salary in Bismarck, you would need $85,500 in Charlotte. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+16.2%
Bismarck
84
Charlotte
97.6
🛒 Groceries+0.9%
Bismarck
95.7
Charlotte
96.6
🚗 Transportation+7.7%
Bismarck
95.7
Charlotte
103.1
🏥 Healthcare+7.7%
Bismarck
86.6
Charlotte
93.3
Utilities+18.9%
Bismarck
75
Charlotte
89.2

Salary Equivalency Calculator

Enter your current salary in Bismarck to see what you'd need to earn in Charlotte to maintain the same purchasing power.

$
Equivalent salary in Charlotte, NC
$85,500
$5,500 more needed in Charlotte

Formula: salary × (97.3 ÷ 91) = salary × 1.0692. Based on BEA Regional Price Parities.

Housing Market

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

Charlotte, NC

Median Home Price
$380,000
Median Monthly Rent
$1,700
Housing Index
97.6
Price-to-Rent Ratio
18.6×

Charlotte has 16.2% higher housing costs compared to Bismarck.

Income & Job Market

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

Charlotte, NC

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
3.6%
Population
879,709
Top Industries
FinanceHealthcareManufacturingTechnologyEnergy

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

Charlotte, NC
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.