CostIndexUSA

Birmingham, AL vs South Bend, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableAL
Birmingham
91.6
overall index
$1,375/mo rent
IN
South Bend
92.9
overall index
$1,375/mo rent

Birmingham is slightly cheaper than South Bend — 1.4% lower overall cost of living.

To match an $80,000 salary in Birmingham, you would need $81,100 in South Bend. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+3.8%
Birmingham
71.9
South Bend
74.6
🛒 Groceries2.3%
Birmingham
96.4
South Bend
94.2
🚗 Transportation+2.7%
Birmingham
101.5
South Bend
104.2
🏥 Healthcare+2.6%
Birmingham
91.9
South Bend
94.3
Utilities+4.7%
Birmingham
83.8
South Bend
87.7

Salary Equivalency Calculator

Enter your current salary in Birmingham to see what you'd need to earn in South Bend to maintain the same purchasing power.

$
Equivalent salary in South Bend, IN
$81,100
$1,100 more needed in South Bend

Formula: salary × (92.9 ÷ 91.6) = salary × 1.0142. Based on BEA Regional Price Parities.

Housing Market

Birmingham, AL

Median Home Price
$252,000
Median Monthly Rent
$1,375
Housing Index
71.9
Price-to-Rent Ratio
15.3×

South Bend, IN

Median Home Price
$221,000
Median Monthly Rent
$1,375
Housing Index
74.6
Price-to-Rent Ratio
13.4×

South Bend has 3.8% higher housing costs compared to Birmingham.

Income & Job Market

Birmingham, AL

Median Household Income
$69,300
Per Capita Income
$39,500
Unemployment Rate
3.4%
Population
212,237
Top Industries
HealthcareFinanceManufacturingEducationGovernment

South Bend, IN

Median Household Income
$65,800
Per Capita Income
$37,500
Unemployment Rate
4.7%
Population
103,453
Top Industries
HealthcareEducationManufacturingFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Birmingham, AL
4.2×income-to-rent ratio

76% of income left after rent (median)

South Bend, IN
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.