CostIndexUSA

Birmingham, AL vs Chico, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableAL
Birmingham
91.6
overall index
$1,375/mo rent
CA
Chico
101.2
overall index
$1,575/mo rent

Birmingham is moderately cheaper than Chico — 10.5% lower overall cost of living.

To match an $80,000 salary in Birmingham, you would need $88,400 in Chico. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+27.8%
Birmingham
71.9
Chico
91.9
🛒 Groceries+9.1%
Birmingham
96.4
Chico
105.2
🚗 Transportation+3.7%
Birmingham
101.5
Chico
105.3
🏥 Healthcare+3.7%
Birmingham
91.9
Chico
95.3
Utilities+89.5%
Birmingham
83.8
Chico
158.8

Salary Equivalency Calculator

Enter your current salary in Birmingham to see what you'd need to earn in Chico to maintain the same purchasing power.

$
Equivalent salary in Chico, CA
$88,400
$8,400 more needed in Chico

Formula: salary × (101.2 ÷ 91.6) = salary × 1.1048. Based on BEA Regional Price Parities.

Housing Market

Birmingham, AL

Median Home Price
$252,000
Median Monthly Rent
$1,375
Housing Index
71.9
Price-to-Rent Ratio
15.3×

Chico, CA

Median Home Price
$390,000
Median Monthly Rent
$1,575
Housing Index
91.9
Price-to-Rent Ratio
20.6×

Chico has 27.8% higher housing costs compared to Birmingham.

Income & Job Market

Birmingham, AL

Median Household Income
$69,300
Per Capita Income
$39,500
Unemployment Rate
3.4%
Population
212,237
Top Industries
HealthcareFinanceManufacturingEducationGovernment

Chico, CA

Median Household Income
$63,200
Per Capita Income
$36,000
Unemployment Rate
6.9%
Population
101,475
Top Industries
EducationHealthcareAgricultureManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Birmingham, AL
4.2×income-to-rent ratio

76% of income left after rent (median)

Chico, CA
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.