CostIndexUSA

Bend, OR vs Phoenix, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostOR
Bend
103.6
overall index
$2,200/mo rent
AZ
Phoenix
103.3
overall index
$1,725/mo rent

Bend and Phoenix have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+10.2%
Bend
110
Phoenix
121.2
🛒 Groceries9.8%
Bend
105.3
Phoenix
95
🚗 Transportation+3.7%
Bend
105.3
Phoenix
109.2
🏥 Healthcare+3.7%
Bend
95.3
Phoenix
98.8
Utilities11.1%
Bend
105
Phoenix
93.3

Salary Equivalency Calculator

Enter your current salary in Bend to see what you'd need to earn in Phoenix to maintain the same purchasing power.

$
Equivalent salary in Phoenix, AZ
$79,800
$200 less needed in Phoenix

Formula: salary × (103.3 ÷ 103.6) = salary × 0.9971. Based on BEA Regional Price Parities.

Housing Market

Bend, OR

Median Home Price
$653,000
Median Monthly Rent
$2,200
Housing Index
110
Price-to-Rent Ratio
24.7×

Phoenix, AZ

Median Home Price
$442,000
Median Monthly Rent
$1,725
Housing Index
121.2
Price-to-Rent Ratio
21.4×

Phoenix has 10.2% higher housing costs compared to Bend.

Income & Job Market

Bend, OR

Median Household Income
$91,700
Per Capita Income
$52,300
Unemployment Rate
3.8%
Population
102,059
Top Industries
TourismTechnologyHealthcareRetailConstruction

Phoenix, AZ

Median Household Income
$85,700
Per Capita Income
$48,800
Unemployment Rate
3.8%
Population
1,608,139
Top Industries
TechnologyHealthcareReal EstateTourismFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bend, OR
3.5×income-to-rent ratio

71% of income left after rent (median)

Phoenix, AZ
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.