CostIndexUSA

Bend, OR vs Midland, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OR
Bend
103.6
overall index
$2,200/mo rent
More AffordableTX
Midland
95.8
overall index
$1,575/mo rent

Midland is moderately cheaper than Bend — 7.5% lower overall cost of living.

To match an $80,000 salary in Bend, you would need $74,000 in Midland. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing7.7%
Bend
110
Midland
101.5
🛒 Groceries10.9%
Bend
105.3
Midland
93.8
🚗 Transportation4.0%
Bend
105.3
Midland
101.1
🏥 Healthcare4.1%
Bend
95.3
Midland
91.4
Utilities20.8%
Bend
105
Midland
83.2

Salary Equivalency Calculator

Enter your current salary in Bend to see what you'd need to earn in Midland to maintain the same purchasing power.

$
Equivalent salary in Midland, TX
$74,000
$6,000 less needed in Midland

Formula: salary × (95.8 ÷ 103.6) = salary × 0.9247. Based on BEA Regional Price Parities.

Housing Market

Bend, OR

Median Home Price
$653,000
Median Monthly Rent
$2,200
Housing Index
110
Price-to-Rent Ratio
24.7×

Midland, TX

Median Home Price
$320,000
Median Monthly Rent
$1,575
Housing Index
101.5
Price-to-Rent Ratio
16.9×

Bend has 7.7% lower housing costs compared to Midland.

Income & Job Market

Bend, OR

Median Household Income
$91,700
Per Capita Income
$52,300
Unemployment Rate
3.8%
Population
102,059
Top Industries
TourismTechnologyHealthcareRetailConstruction

Midland, TX

Median Household Income
$92,900
Per Capita Income
$53,000
Unemployment Rate
2.2%
Population
132,950
Top Industries
EnergyOil & GasHealthcareManufacturingFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bend, OR
3.5×income-to-rent ratio

71% of income left after rent (median)

Midland, TX
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.