CostIndexUSA

Bend, OR vs Charlotte, NC Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OR
Bend
103.6
overall index
$2,200/mo rent
More AffordableNC
Charlotte
97.3
overall index
$1,700/mo rent

Charlotte is moderately cheaper than Bend — 6.1% lower overall cost of living.

To match an $80,000 salary in Bend, you would need $75,100 in Charlotte. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing11.3%
Bend
110
Charlotte
97.6
🛒 Groceries8.3%
Bend
105.3
Charlotte
96.6
🚗 Transportation2.1%
Bend
105.3
Charlotte
103.1
🏥 Healthcare2.1%
Bend
95.3
Charlotte
93.3
Utilities15.0%
Bend
105
Charlotte
89.2

Salary Equivalency Calculator

Enter your current salary in Bend to see what you'd need to earn in Charlotte to maintain the same purchasing power.

$
Equivalent salary in Charlotte, NC
$75,100
$4,900 less needed in Charlotte

Formula: salary × (97.3 ÷ 103.6) = salary × 0.9392. Based on BEA Regional Price Parities.

Housing Market

Bend, OR

Median Home Price
$653,000
Median Monthly Rent
$2,200
Housing Index
110
Price-to-Rent Ratio
24.7×

Charlotte, NC

Median Home Price
$380,000
Median Monthly Rent
$1,700
Housing Index
97.6
Price-to-Rent Ratio
18.6×

Bend has 11.3% lower housing costs compared to Charlotte.

Income & Job Market

Bend, OR

Median Household Income
$91,700
Per Capita Income
$52,300
Unemployment Rate
3.8%
Population
102,059
Top Industries
TourismTechnologyHealthcareRetailConstruction

Charlotte, NC

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
3.6%
Population
879,709
Top Industries
FinanceHealthcareManufacturingTechnologyEnergy

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bend, OR
3.5×income-to-rent ratio

71% of income left after rent (median)

Charlotte, NC
4.0×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.