CostIndexUSA

Bellingham, WA vs New York, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableWA
Bellingham
103.3
overall index
$1,875/mo rent
NY
New York
112.6
overall index
$3,225/mo rent

Bellingham is moderately cheaper than New York — 9.0% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $87,200 in New York. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+31.6%
Bellingham
112.9
New York
148.6
🛒 Groceries+5.0%
Bellingham
105
New York
110.3
🚗 Transportation+6.4%
Bellingham
104.4
New York
111.1
🏥 Healthcare+6.3%
Bellingham
94.5
New York
100.5
Utilities+27.1%
Bellingham
99.9
New York
127

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in New York to maintain the same purchasing power.

$
Equivalent salary in New York, NY
$87,200
$7,200 more needed in New York

Formula: salary × (112.6 ÷ 103.3) = salary × 1.0900. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

New York, NY

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

New York has 31.6% higher housing costs compared to Bellingham.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

New York, NY

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
8,336,817
Top Industries
FinanceTechnologyMediaReal EstateHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

New York, NY
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.