CostIndexUSA

Bellingham, WA vs Madison, WI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Bellingham
103.3
overall index
$1,875/mo rent
More AffordableWI
Madison
97.3
overall index
$1,625/mo rent

Madison is moderately cheaper than Bellingham — 5.8% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $75,400 in Madison. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing11.7%
Bellingham
112.9
Madison
99.7
🛒 Groceries10.7%
Bellingham
105
Madison
93.8
🚗 Transportation≈ Equal
Bellingham
104.4
Madison
104.4
🏥 Healthcare≈ Equal
Bellingham
94.5
Madison
94.4
Utilities10.1%
Bellingham
99.9
Madison
89.8

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Madison to maintain the same purchasing power.

$
Equivalent salary in Madison, WI
$75,400
$4,600 less needed in Madison

Formula: salary × (97.3 ÷ 103.3) = salary × 0.9419. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Madison, WI

Median Home Price
$429,000
Median Monthly Rent
$1,625
Housing Index
99.7
Price-to-Rent Ratio
22.0×

Bellingham has 11.7% lower housing costs compared to Madison.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Madison, WI

Median Household Income
$82,100
Per Capita Income
$46,800
Unemployment Rate
2.2%
Population
269,186
Top Industries
EducationHealthcareGovernmentTechnologyFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Madison, WI
4.2×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.