CostIndexUSA

Bellingham, WA vs Jersey City, NJ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableWA
Bellingham
103.3
overall index
$1,875/mo rent
NJ
Jersey City
112.6
overall index
$3,225/mo rent

Bellingham is moderately cheaper than Jersey City — 9.0% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $87,200 in Jersey City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+31.6%
Bellingham
112.9
Jersey City
148.6
🛒 Groceries+5.0%
Bellingham
105
Jersey City
110.3
🚗 Transportation+6.4%
Bellingham
104.4
Jersey City
111.1
🏥 Healthcare+6.3%
Bellingham
94.5
Jersey City
100.5
Utilities+27.1%
Bellingham
99.9
Jersey City
127

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Jersey City to maintain the same purchasing power.

$
Equivalent salary in Jersey City, NJ
$87,200
$7,200 more needed in Jersey City

Formula: salary × (112.6 ÷ 103.3) = salary × 1.0900. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Jersey City, NJ

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Jersey City has 31.6% higher housing costs compared to Bellingham.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Jersey City, NJ

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
292,449
Top Industries
FinanceHealthcareTechnologyRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Jersey City, NJ
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.