CostIndexUSA

Bellingham, WA vs Fort Wayne, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Bellingham
103.3
overall index
$1,875/mo rent
More AffordableIN
Fort Wayne
92.6
overall index
$1,150/mo rent

Fort Wayne is moderately cheaper than Bellingham — 10.4% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $71,700 in Fort Wayne. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing36.0%
Bellingham
112.9
Fort Wayne
72.3
🛒 Groceries10.2%
Bellingham
105
Fort Wayne
94.3
🚗 Transportation≈ Equal
Bellingham
104.4
Fort Wayne
104.1
🏥 Healthcare≈ Equal
Bellingham
94.5
Fort Wayne
94.2
Utilities13.7%
Bellingham
99.9
Fort Wayne
86.2

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Fort Wayne to maintain the same purchasing power.

$
Equivalent salary in Fort Wayne, IN
$71,700
$8,300 less needed in Fort Wayne

Formula: salary × (92.6 ÷ 103.3) = salary × 0.8964. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Fort Wayne, IN

Median Home Price
$245,000
Median Monthly Rent
$1,150
Housing Index
72.3
Price-to-Rent Ratio
17.8×

Bellingham has 36.0% lower housing costs compared to Fort Wayne.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Fort Wayne, IN

Median Household Income
$66,300
Per Capita Income
$37,800
Unemployment Rate
4%
Population
270,402
Top Industries
HealthcareManufacturingFinanceRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Fort Wayne, IN
4.8×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.