CostIndexUSA

Bellingham, WA vs Chicago, IL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostWA
Bellingham
103.3
overall index
$1,875/mo rent
IL
Chicago
103.6
overall index
$2,100/mo rent

Bellingham and Chicago have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing0.8%
Bellingham
112.9
Chicago
112
🛒 Groceries+2.2%
Bellingham
105
Chicago
107.3
🚗 Transportation+1.1%
Bellingham
104.4
Chicago
105.5
🏥 Healthcare+1.1%
Bellingham
94.5
Chicago
95.5
Utilities16.3%
Bellingham
99.9
Chicago
83.6

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Chicago to maintain the same purchasing power.

$
Equivalent salary in Chicago, IL
$80,200
$200 more needed in Chicago

Formula: salary × (103.6 ÷ 103.3) = salary × 1.0029. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Chicago, IL

Median Home Price
$334,000
Median Monthly Rent
$2,100
Housing Index
112
Price-to-Rent Ratio
13.3×

Bellingham has 0.8% lower housing costs compared to Chicago.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Chicago, IL

Median Household Income
$87,100
Per Capita Income
$49,600
Unemployment Rate
4.9%
Population
2,693,976
Top Industries
FinanceHealthcareManufacturingTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Chicago, IL
3.5×income-to-rent ratio

71% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.