CostIndexUSA

Bellingham, WA vs Bloomington, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Bellingham
103.3
overall index
$1,875/mo rent
More AffordableIN
Bloomington
95.1
overall index
$1,550/mo rent

Bloomington is moderately cheaper than Bellingham — 7.9% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $73,600 in Bloomington. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing24.2%
Bellingham
112.9
Bloomington
85.6
🛒 Groceries10.2%
Bellingham
105
Bloomington
94.3
🚗 Transportation≈ Equal
Bellingham
104.4
Bloomington
104.1
🏥 Healthcare≈ Equal
Bellingham
94.5
Bloomington
94.2
Utilities13.4%
Bellingham
99.9
Bloomington
86.5

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Bloomington to maintain the same purchasing power.

$
Equivalent salary in Bloomington, IN
$73,600
$6,400 less needed in Bloomington

Formula: salary × (95.1 ÷ 103.3) = salary × 0.9206. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Bloomington, IN

Median Home Price
$288,000
Median Monthly Rent
$1,550
Housing Index
85.6
Price-to-Rent Ratio
15.5×

Bellingham has 24.2% lower housing costs compared to Bloomington.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Bloomington, IN

Median Household Income
$58,700
Per Capita Income
$33,500
Unemployment Rate
4.4%
Population
79,168
Top Industries
EducationHealthcareTechnologyGovernmentRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Bloomington, IN
3.2×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.