CostIndexUSA

Bellingham, WA vs Bismarck, ND Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

WA
Bellingham
103.3
overall index
$1,875/mo rent
More AffordableND
Bismarck
91
overall index
$1,300/mo rent

Bismarck is moderately cheaper than Bellingham — 11.9% lower overall cost of living.

To match an $80,000 salary in Bellingham, you would need $70,500 in Bismarck. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing25.6%
Bellingham
112.9
Bismarck
84
🛒 Groceries8.9%
Bellingham
105
Bismarck
95.7
🚗 Transportation8.3%
Bellingham
104.4
Bismarck
95.7
🏥 Healthcare8.4%
Bellingham
94.5
Bismarck
86.6
Utilities24.9%
Bellingham
99.9
Bismarck
75

Salary Equivalency Calculator

Enter your current salary in Bellingham to see what you'd need to earn in Bismarck to maintain the same purchasing power.

$
Equivalent salary in Bismarck, ND
$70,500
$9,500 less needed in Bismarck

Formula: salary × (91 ÷ 103.3) = salary × 0.8809. Based on BEA Regional Price Parities.

Housing Market

Bellingham, WA

Median Home Price
$598,000
Median Monthly Rent
$1,875
Housing Index
112.9
Price-to-Rent Ratio
26.6×

Bismarck, ND

Median Home Price
$339,000
Median Monthly Rent
$1,300
Housing Index
84
Price-to-Rent Ratio
21.7×

Bellingham has 25.6% lower housing costs compared to Bismarck.

Income & Job Market

Bellingham, WA

Median Household Income
$74,900
Per Capita Income
$42,700
Unemployment Rate
4.2%
Population
92,314
Top Industries
EducationHealthcareTechnologyManufacturingTourism

Bismarck, ND

Median Household Income
$83,400
Per Capita Income
$47,500
Unemployment Rate
1.9%
Population
73,529
Top Industries
GovernmentEnergyHealthcareFinanceAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bellingham, WA
3.3×income-to-rent ratio

70% of income left after rent (median)

Bismarck, ND
5.3×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.