CostIndexUSA

Baltimore, MD vs San Diego, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMD
Baltimore
104.5
overall index
$1,850/mo rent
CA
San Diego
111.9
overall index
$2,875/mo rent

Baltimore is moderately cheaper than San Diego — 7.1% lower overall cost of living.

To match an $80,000 salary in Baltimore, you would need $85,700 in San Diego. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+51.7%
Baltimore
118.2
San Diego
179.3
🛒 Groceries+5.5%
Baltimore
102.4
San Diego
108
🚗 Transportation1.9%
Baltimore
106.6
San Diego
104.6
🏥 Healthcare1.9%
Baltimore
96.4
San Diego
94.6
Utilities+58.1%
Baltimore
110.2
San Diego
174.2

Salary Equivalency Calculator

Enter your current salary in Baltimore to see what you'd need to earn in San Diego to maintain the same purchasing power.

$
Equivalent salary in San Diego, CA
$85,700
$5,700 more needed in San Diego

Formula: salary × (111.9 ÷ 104.5) = salary × 1.0708. Based on BEA Regional Price Parities.

Housing Market

Baltimore, MD

Median Home Price
$391,000
Median Monthly Rent
$1,850
Housing Index
118.2
Price-to-Rent Ratio
17.6×

San Diego, CA

Median Home Price
$904,000
Median Monthly Rent
$2,875
Housing Index
179.3
Price-to-Rent Ratio
26.2×

San Diego has 51.7% higher housing costs compared to Baltimore.

Income & Job Market

Baltimore, MD

Median Household Income
$94,300
Per Capita Income
$53,800
Unemployment Rate
3.8%
Population
585,708
Top Industries
HealthcareGovernmentFinanceEducationManufacturing

San Diego, CA

Median Household Income
$103,700
Per Capita Income
$59,100
Unemployment Rate
4.7%
Population
1,386,932
Top Industries
MilitaryTechnologyTourismBiotechnologyHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Baltimore, MD
4.2×income-to-rent ratio

76% of income left after rent (median)

San Diego, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.