CostIndexUSA

Baltimore, MD vs Columbia, MO Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MD
Baltimore
104.5
overall index
$1,850/mo rent
More AffordableMO
Columbia
89.4
overall index
$1,350/mo rent

Columbia is moderately cheaper than Baltimore — 14.4% lower overall cost of living.

To match an $80,000 salary in Baltimore, you would need $68,400 in Columbia. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing41.5%
Baltimore
118.2
Columbia
69.2
🛒 Groceries8.0%
Baltimore
102.4
Columbia
94.2
🚗 Transportation8.3%
Baltimore
106.6
Columbia
97.7
🏥 Healthcare8.3%
Baltimore
96.4
Columbia
88.4
Utilities22.0%
Baltimore
110.2
Columbia
86

Salary Equivalency Calculator

Enter your current salary in Baltimore to see what you'd need to earn in Columbia to maintain the same purchasing power.

$
Equivalent salary in Columbia, MO
$68,400
$11,600 less needed in Columbia

Formula: salary × (89.4 ÷ 104.5) = salary × 0.8555. Based on BEA Regional Price Parities.

Housing Market

Baltimore, MD

Median Home Price
$391,000
Median Monthly Rent
$1,850
Housing Index
118.2
Price-to-Rent Ratio
17.6×

Columbia, MO

Median Home Price
$308,000
Median Monthly Rent
$1,350
Housing Index
69.2
Price-to-Rent Ratio
19.0×

Baltimore has 41.5% lower housing costs compared to Columbia.

Income & Job Market

Baltimore, MD

Median Household Income
$94,300
Per Capita Income
$53,800
Unemployment Rate
3.8%
Population
585,708
Top Industries
HealthcareGovernmentFinanceEducationManufacturing

Columbia, MO

Median Household Income
$69,400
Per Capita Income
$39,600
Unemployment Rate
2.9%
Population
126,254
Top Industries
EducationHealthcareGovernmentTechnologyFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Baltimore, MD
4.2×income-to-rent ratio

76% of income left after rent (median)

Columbia, MO
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.