CostIndexUSA

Baltimore, MD vs Clarksville, TN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MD
Baltimore
104.5
overall index
$1,850/mo rent
More AffordableTN
Clarksville
90.9
overall index
$1,350/mo rent

Clarksville is moderately cheaper than Baltimore — 13.0% lower overall cost of living.

To match an $80,000 salary in Baltimore, you would need $69,600 in Clarksville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing37.6%
Baltimore
118.2
Clarksville
73.8
🛒 Groceries6.1%
Baltimore
102.4
Clarksville
96.2
🚗 Transportation5.9%
Baltimore
106.6
Clarksville
100.3
🏥 Healthcare5.9%
Baltimore
96.4
Clarksville
90.7
Utilities34.2%
Baltimore
110.2
Clarksville
72.5

Salary Equivalency Calculator

Enter your current salary in Baltimore to see what you'd need to earn in Clarksville to maintain the same purchasing power.

$
Equivalent salary in Clarksville, TN
$69,600
$10,400 less needed in Clarksville

Formula: salary × (90.9 ÷ 104.5) = salary × 0.8699. Based on BEA Regional Price Parities.

Housing Market

Baltimore, MD

Median Home Price
$391,000
Median Monthly Rent
$1,850
Housing Index
118.2
Price-to-Rent Ratio
17.6×

Clarksville, TN

Median Home Price
$289,000
Median Monthly Rent
$1,350
Housing Index
73.8
Price-to-Rent Ratio
17.8×

Baltimore has 37.6% lower housing costs compared to Clarksville.

Income & Job Market

Baltimore, MD

Median Household Income
$94,300
Per Capita Income
$53,800
Unemployment Rate
3.8%
Population
585,708
Top Industries
HealthcareGovernmentFinanceEducationManufacturing

Clarksville, TN

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
5.6%
Population
166,722
Top Industries
MilitaryHealthcareManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Baltimore, MD
4.2×income-to-rent ratio

76% of income left after rent (median)

Clarksville, TN
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.