CostIndexUSA

Aurora, IL vs Saginaw, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

IL
Aurora
103.6
overall index
$2,100/mo rent
More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent

Saginaw is moderately cheaper than Aurora — 12.3% lower overall cost of living.

To match an $80,000 salary in Aurora, you would need $70,200 in Saginaw. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing43.2%
Aurora
112
Saginaw
63.6
🛒 Groceries12.7%
Aurora
107.3
Saginaw
93.7
🚗 Transportation0.9%
Aurora
105.5
Saginaw
104.5
🏥 Healthcare0.9%
Aurora
95.5
Saginaw
94.6
Utilities+14.6%
Aurora
83.6
Saginaw
95.8

Salary Equivalency Calculator

Enter your current salary in Aurora to see what you'd need to earn in Saginaw to maintain the same purchasing power.

$
Equivalent salary in Saginaw, MI
$70,200
$9,800 less needed in Saginaw

Formula: salary × (90.9 ÷ 103.6) = salary × 0.8774. Based on BEA Regional Price Parities.

Housing Market

Aurora, IL

Median Home Price
$334,000
Median Monthly Rent
$2,100
Housing Index
112
Price-to-Rent Ratio
13.3×

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Aurora has 43.2% lower housing costs compared to Saginaw.

Income & Job Market

Aurora, IL

Median Household Income
$87,100
Per Capita Income
$49,600
Unemployment Rate
4.9%
Population
197,899
Top Industries
ManufacturingHealthcareRetailTechnologyFinance

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Aurora, IL
3.5×income-to-rent ratio

71% of income left after rent (median)

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.