CostIndexUSA

Atlantic City, NJ vs Waterbury, CT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNJ
Atlantic City
98.9
overall index
$2,225/mo rent
CT
Waterbury
99.8
overall index
$1,325/mo rent

Atlantic City is slightly cheaper than Waterbury — 0.9% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $80,700 in Waterbury. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing9.7%
Atlantic City
98.7
Waterbury
89.1
🛒 Groceries2.5%
Atlantic City
99.8
Waterbury
97.3
🚗 Transportation+4.9%
Atlantic City
102.8
Waterbury
107.8
🏥 Healthcare+4.8%
Atlantic City
93
Waterbury
97.5
Utilities+35.2%
Atlantic City
109.2
Waterbury
147.6

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Waterbury to maintain the same purchasing power.

$
Equivalent salary in Waterbury, CT
$80,700
$700 more needed in Waterbury

Formula: salary × (99.8 ÷ 98.9) = salary × 1.0091. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Waterbury, CT

Median Home Price
$420,000
Median Monthly Rent
$1,325
Housing Index
89.1
Price-to-Rent Ratio
26.4×

Atlantic City has 9.7% lower housing costs compared to Waterbury.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Waterbury, CT

Median Household Income
$81,300
Per Capita Income
$46,300
Unemployment Rate
5.3%
Population
114,403
Top Industries
HealthcareManufacturingFinanceEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Waterbury, CT
5.1×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.