CostIndexUSA

Atlantic City, NJ vs Phoenix, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNJ
Atlantic City
98.9
overall index
$2,225/mo rent
AZ
Phoenix
103.3
overall index
$1,725/mo rent

Atlantic City is slightly cheaper than Phoenix — 4.4% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $83,600 in Phoenix. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+22.8%
Atlantic City
98.7
Phoenix
121.2
🛒 Groceries4.8%
Atlantic City
99.8
Phoenix
95
🚗 Transportation+6.2%
Atlantic City
102.8
Phoenix
109.2
🏥 Healthcare+6.2%
Atlantic City
93
Phoenix
98.8
Utilities14.6%
Atlantic City
109.2
Phoenix
93.3

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Phoenix to maintain the same purchasing power.

$
Equivalent salary in Phoenix, AZ
$83,600
$3,600 more needed in Phoenix

Formula: salary × (103.3 ÷ 98.9) = salary × 1.0445. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Phoenix, AZ

Median Home Price
$442,000
Median Monthly Rent
$1,725
Housing Index
121.2
Price-to-Rent Ratio
21.4×

Phoenix has 22.8% higher housing costs compared to Atlantic City.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Phoenix, AZ

Median Household Income
$85,700
Per Capita Income
$48,800
Unemployment Rate
3.8%
Population
1,608,139
Top Industries
TechnologyHealthcareReal EstateTourismFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Phoenix, AZ
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.