CostIndexUSA

Atlantic City, NJ vs Odessa, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NJ
Atlantic City
98.9
overall index
$2,225/mo rent
More AffordableTX
Odessa
93.9
overall index
$1,550/mo rent

Odessa is moderately cheaper than Atlantic City — 5.1% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $76,000 in Odessa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing9.1%
Atlantic City
98.7
Odessa
89.7
🛒 Groceries6.0%
Atlantic City
99.8
Odessa
93.8
🚗 Transportation1.7%
Atlantic City
102.8
Odessa
101.1
🏥 Healthcare1.7%
Atlantic City
93
Odessa
91.4
Utilities24.1%
Atlantic City
109.2
Odessa
82.9

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Odessa to maintain the same purchasing power.

$
Equivalent salary in Odessa, TX
$76,000
$4,000 less needed in Odessa

Formula: salary × (93.9 ÷ 98.9) = salary × 0.9494. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Odessa, TX

Median Home Price
$246,000
Median Monthly Rent
$1,550
Housing Index
89.7
Price-to-Rent Ratio
13.2×

Atlantic City has 9.1% lower housing costs compared to Odessa.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Odessa, TX

Median Household Income
$66,600
Per Capita Income
$38,000
Unemployment Rate
1.9%
Population
122,555
Top Industries
EnergyOil & GasHealthcareManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Odessa, TX
3.6×income-to-rent ratio

72% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.