CostIndexUSA

Atlantic City, NJ vs Fargo, ND Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NJ
Atlantic City
98.9
overall index
$2,225/mo rent
More AffordableND
Fargo
90.9
overall index
$1,100/mo rent

Fargo is moderately cheaper than Atlantic City — 8.1% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $73,500 in Fargo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing17.8%
Atlantic City
98.7
Fargo
81.1
🛒 Groceries4.1%
Atlantic City
99.8
Fargo
95.7
🚗 Transportation6.7%
Atlantic City
102.8
Fargo
95.9
🏥 Healthcare6.7%
Atlantic City
93
Fargo
86.8
Utilities29.2%
Atlantic City
109.2
Fargo
77.3

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Fargo to maintain the same purchasing power.

$
Equivalent salary in Fargo, ND
$73,500
$6,500 less needed in Fargo

Formula: salary × (90.9 ÷ 98.9) = salary × 0.9191. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Fargo, ND

Median Home Price
$313,000
Median Monthly Rent
$1,100
Housing Index
81.1
Price-to-Rent Ratio
23.7×

Atlantic City has 17.8% lower housing costs compared to Fargo.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Fargo, ND

Median Household Income
$72,900
Per Capita Income
$41,600
Unemployment Rate
3.7%
Population
125,990
Top Industries
HealthcareFinanceEducationTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Fargo, ND
5.5×income-to-rent ratio

82% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.