CostIndexUSA

Atlantic City, NJ vs Duluth, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NJ
Atlantic City
98.9
overall index
$2,225/mo rent
More AffordableMN
Duluth
88.8
overall index
$1,750/mo rent

Duluth is moderately cheaper than Atlantic City — 10.2% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $71,800 in Duluth. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing28.0%
Atlantic City
98.7
Duluth
71.1
🛒 Groceries4.5%
Atlantic City
99.8
Duluth
95.3
🚗 Transportation5.8%
Atlantic City
102.8
Duluth
96.8
🏥 Healthcare5.8%
Atlantic City
93
Duluth
87.6
Utilities20.1%
Atlantic City
109.2
Duluth
87.3

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Duluth to maintain the same purchasing power.

$
Equivalent salary in Duluth, MN
$71,800
$8,200 less needed in Duluth

Formula: salary × (88.8 ÷ 98.9) = salary × 0.8979. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Duluth, MN

Median Home Price
$245,000
Median Monthly Rent
$1,750
Housing Index
71.1
Price-to-Rent Ratio
11.7×

Atlantic City has 28.0% lower housing costs compared to Duluth.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Duluth, MN

Median Household Income
$70,200
Per Capita Income
$40,000
Unemployment Rate
2.8%
Population
89,127
Top Industries
HealthcareEducationShippingManufacturingTourism

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Duluth, MN
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.