CostIndexUSA

Atlantic City, NJ vs Cincinnati, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NJ
Atlantic City
98.9
overall index
$2,225/mo rent
More AffordableOH
Cincinnati
95.4
overall index
$1,525/mo rent

Cincinnati is slightly cheaper than Atlantic City — 3.5% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $77,200 in Cincinnati. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing11.2%
Atlantic City
98.7
Cincinnati
87.6
🛒 Groceries6.0%
Atlantic City
99.8
Cincinnati
93.8
🚗 Transportation+1.2%
Atlantic City
102.8
Cincinnati
104
🏥 Healthcare+1.2%
Atlantic City
93
Cincinnati
94.1
Utilities16.7%
Atlantic City
109.2
Cincinnati
91

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Cincinnati to maintain the same purchasing power.

$
Equivalent salary in Cincinnati, OH
$77,200
$2,800 less needed in Cincinnati

Formula: salary × (95.4 ÷ 98.9) = salary × 0.9646. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Cincinnati, OH

Median Home Price
$296,000
Median Monthly Rent
$1,525
Housing Index
87.6
Price-to-Rent Ratio
16.2×

Atlantic City has 11.2% lower housing costs compared to Cincinnati.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Cincinnati, OH

Median Household Income
$77,800
Per Capita Income
$44,300
Unemployment Rate
3.6%
Population
309,317
Top Industries
FinanceManufacturingHealthcareRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Cincinnati, OH
4.3×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.